Businesses You Can Start with $50,000

45 business types you can start for $50K or less — 2026 data

A $50,000 budget puts most small business types within reach. You can lease commercial space, hire your first employee, invest in professional-grade equipment, and still maintain a healthy cash reserve.

At this level, nearly every service business and many retail concepts are achievable. The question shifts from "what can I afford?" to "what's the best return on investment?" — and that's where detailed cost data becomes essential.

Below are all business types in our database that you can start for $50,000 or less, from the cheapest to the most expensive.

45 Businesses Under $50K

Browse by Budget

Frequently Asked Questions

What is the most profitable business to start with $50K?

Businesses with the highest ROI at the $50K level tend to be specialized services (consulting, accounting, dental practices at the low end) or high-margin retail (e-commerce, specialty food). Our data shows exact cost structures so you can compare projected margins.

Should I use all $50K to start a business?

Financial advisors recommend keeping at least 3–6 months of personal expenses in reserve. For the business itself, our calculators show the minimum viable launch cost — you don't always need to spend the maximum. Many $50K-budget businesses can launch for $20K–$30K.

What are the highest-cost items when starting a $50K business?

The biggest expenses vary by type: for retail, it's inventory and lease deposits; for food service, it's equipment and buildout; for professional services, it's certifications and office space. Our line-item breakdowns show exactly where the money goes.